[ Business And Professional Services > Financial Service > Credit Counseling And Bankruptcy Service · Toronto, ON ]
Spergel
Hours
| Monday | 8:00 AM - 7:00 PM |
|---|---|
| Tuesday | 8:00 AM - 7:00 PM |
| Wednesday | 8:00 AM - 7:00 PM |
| Thursday | 8:00 AM - 7:00 PM |
| Friday | 8:00 AM - 7:00 PM |
| Saturday | 9:00 AM - 4:00 PM |
| Sunday | 10:00 AM - 5:00 PM |
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Answers about Spergel
LAST VERIFIED OCT 6, 2026
What happens at the first consultation?
[ VERIFIED · OCT 2026 ]A Licensed Insolvency Trustee reviews your financial situation and walks through the available options. The goal is an affordable plan shaped around what you owe and earn.
What is a consumer proposal?
[ VERIFIED · OCT 2026 ]A consumer proposal is a formal offer to creditors to repay part of what you owe over time. The trustee prepares it, negotiates with creditors and supports you through the process.
Do they only handle bankruptcies?
[ VERIFIED · OCT 2026 ]The firm also handles consumer proposals, debt counselling, budgeting advice and credit rebuilding. Many clients come in unsure which path fits and leave with a plan.
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